@font-face{font-family:Montserrat;src:url(../fonts/Montserrat-VariableFont_wght.ttf) format("truetype");font-weight:100 900;font-style:normal;font-display:swap}
@font-face{font-family:Montserrat;src:url(../fonts/Montserrat-Italic-VariableFont_wght.ttf) format("truetype");font-weight:100 900;font-style:italic;font-display:swap}
:root{--navy:#071D44;--navy2:#0B2A5B;--royal:#1F5FBF;--sky:#3BA4E0;--sky2:#9ED8FF;--gold:#D4AF55;--gold2:#F3DC93;--gold3:#9E7A2C;--ink:#14213D;--muted:#5B6782;--line:#E3E8F2;--bg:#F6F8FC;--white:#fff;--r:14px;--sh:0 10px 30px rgba(7,29,68,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Montserrat,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65;font-size:16px}
img{max-width:100%;display:block}a{color:var(--royal);text-decoration:none}a:hover{color:var(--navy)}
h1,h2,h3,h4{color:var(--navy);line-height:1.2;margin:0 0 .6em;font-weight:700}
h1{font-size:clamp(2rem,4.2vw,3.2rem);font-weight:800}h2{font-size:clamp(1.6rem,3vw,2.3rem)}h3{font-size:1.2rem}
p{margin:0 0 1em}.container{width:min(1180px,92%);margin:0 auto}
.eyebrow{display:inline-block;font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:var(--gold3);margin-bottom:.8em}
.eyebrow.light{color:var(--gold2)}.muted{color:var(--muted)}.muted-light{color:#B9C6E0}
.btn{display:inline-flex;align-items:center;gap:.5em;padding:.85em 1.6em;border-radius:50px;font-weight:600;font-size:.95rem;border:0;cursor:pointer;font-family:inherit;transition:.2s;text-decoration:none}
.btn-primary{background:linear-gradient(135deg,var(--royal),var(--navy));color:#fff}.btn-primary:hover{color:#fff;transform:translateY(-1px);box-shadow:0 8px 20px rgba(31,95,191,.3)}
.btn-gold{background:linear-gradient(135deg,var(--gold2),var(--gold) 50%,var(--gold3));color:var(--navy)}.btn-gold:hover{color:var(--navy);transform:translateY(-1px);box-shadow:0 8px 20px rgba(212,175,85,.35)}
.btn-outline{border:1.5px solid rgba(255,255,255,.55);color:#fff}.btn-outline:hover{background:rgba(255,255,255,.1);color:#fff}
.btn-ghost{border:1.5px solid var(--line);color:var(--navy);background:#fff}.btn-sm{padding:.55em 1.1em;font-size:.85rem}.btn-danger{background:#B3261E;color:#fff}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav-row{display:flex;align-items:center;justify-content:space-between;height:76px}
.brand{display:flex;align-items:center;gap:.6em;color:var(--navy)}.brand img{height:46px;width:auto}
.brand span{display:flex;flex-direction:column;line-height:1}.brand strong{font-weight:800;letter-spacing:.12em;font-size:1.15rem;background:linear-gradient(135deg,var(--royal),var(--navy));-webkit-background-clip:text;background-clip:text;color:transparent}
.brand small{font-size:.6rem;letter-spacing:.42em;font-weight:700;color:var(--navy2);margin-top:4px}
.main-nav{display:flex;align-items:center;gap:1.35em}.main-nav a{color:var(--ink);font-weight:500;font-size:.9rem}
.main-nav a.active,.main-nav a:hover{color:var(--royal)}.main-nav a.active{font-weight:700}.main-nav .nav-portal{color:var(--navy);font-weight:600}
.main-nav .btn{color:var(--navy)}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px}.nav-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0}
/* hero */
.hero{position:relative;background:radial-gradient(1200px 500px at 85% -10%,rgba(59,164,224,.35),transparent 60%),linear-gradient(135deg,var(--navy) 0%,var(--navy2) 55%,#123E86 100%);color:#fff;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;bottom:-160px;width:560px;height:560px;border-radius:50%;border:1px solid rgba(255,255,255,.08);box-shadow:0 0 0 60px rgba(255,255,255,.02),0 0 0 120px rgba(255,255,255,.015)}
.hero .container{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:3rem;align-items:center;padding:6rem 0 5.5rem}
.hero h1{color:#fff}.hero h1 em{font-style:normal;background:linear-gradient(135deg,var(--gold2),var(--gold));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p.lead{font-size:1.1rem;color:#D3DDF0;max-width:560px}.hero-ctas{display:flex;gap:1rem;flex-wrap:wrap;margin-top:1.8rem}
.hero-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:20px;padding:2rem;backdrop-filter:blur(6px)}
.hero-card h3{color:#fff;font-size:1.05rem}.hero-card ul{list-style:none;padding:0;margin:0}.hero-card li{display:flex;gap:.7em;padding:.55em 0;border-bottom:1px solid rgba(255,255,255,.08);color:#DCE5F5;font-size:.93rem}
.hero-card li:last-child{border:0}.tick{flex:none;width:20px;height:20px;border-radius:50%;background:linear-gradient(135deg,var(--gold2),var(--gold3));display:grid;place-items:center;color:var(--navy);font-size:.7rem;font-weight:800;margin-top:3px}
.page-hero{background:linear-gradient(135deg,var(--navy),var(--navy2) 60%,#143F86);color:#fff;padding:4.2rem 0 3.6rem}
.page-hero h1{color:#fff;font-size:clamp(1.9rem,3.6vw,2.7rem)}.page-hero p{color:#CBD7EE;max-width:720px;margin:0}
/* sections */
section.sec{padding:5rem 0}.sec-alt{background:var(--bg)}.sec-head{max-width:720px;margin:0 auto 3rem;text-align:center}
.grid{display:grid;gap:1.5rem}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.8rem;box-shadow:var(--sh)}
.svc-card{transition:.2s;display:flex;flex-direction:column}.svc-card:hover{transform:translateY(-3px);border-color:#C9D6EE}
.svc-card .ic{width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,#EAF2FF,#D7E7FF);display:grid;place-items:center;margin-bottom:1rem}
.svc-card .ic svg{width:26px;height:26px;stroke:var(--royal);fill:none;stroke-width:1.8}.svc-card p{color:var(--muted);font-size:.93rem;flex:1}
.svc-card .more{font-weight:600;font-size:.9rem}
.feature{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:center}
.feature-panel{background:linear-gradient(145deg,var(--navy),#123E86);border-radius:22px;padding:2.4rem;color:#fff;position:relative;overflow:hidden}
.feature-panel h3{color:#fff}.feature-panel::before{content:"";position:absolute;top:-60px;right:-60px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(212,175,85,.35),transparent 70%)}
.country-chips{display:grid;grid-template-columns:repeat(2,1fr);gap:.8rem;position:relative}
.chip{display:flex;justify-content:space-between;align-items:center;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:12px;padding:.85rem 1rem;color:#fff;font-weight:600;font-size:.92rem}
.chip:hover{background:rgba(255,255,255,.14);color:#fff}.chip small{color:var(--gold2);font-weight:500;font-size:.75rem}
.check-list{list-style:none;padding:0;margin:0 0 1.5rem}.check-list li{display:flex;gap:.7em;padding:.4em 0}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem}
.step{position:relative;padding-top:3.2rem}.step::before{counter-increment:s;content:"0" counter(s);position:absolute;top:0;font-size:2.2rem;font-weight:800;background:linear-gradient(135deg,var(--gold2),var(--gold3));-webkit-background-clip:text;background-clip:text;color:transparent}
.step p{color:var(--muted);font-size:.93rem}
.placeholder{border:1.5px dashed #C3CDE0;background:#FAFBFE;border-radius:var(--r);padding:1.6rem;color:var(--muted);font-size:.9rem;text-align:center}
.placeholder b{display:block;color:var(--navy);margin-bottom:.3em}
.cta-band{background:linear-gradient(120deg,var(--navy),var(--royal));color:#fff;border-radius:22px;padding:3rem;display:flex;justify-content:space-between;align-items:center;gap:2rem;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 .3em}.cta-band p{color:#D3DDF0;margin:0}
/* tabs */
.tabs{display:flex;gap:.5rem;flex-wrap:wrap;margin-bottom:2rem;border-bottom:1px solid var(--line);padding-bottom:1rem}
.tabs button{font-family:inherit;background:#fff;border:1px solid var(--line);border-radius:50px;padding:.6em 1.2em;font-weight:600;color:var(--navy);cursor:pointer;font-size:.9rem}
.tabs button.active{background:linear-gradient(135deg,var(--royal),var(--navy));color:#fff;border-color:transparent}
.tab-panel{display:none}.tab-panel.active{display:block;animation:fade .3s}@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1}}
.wp-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:2rem}.wp-grid h4{margin-top:1.4em}
.info-box{background:var(--bg);border-left:4px solid var(--gold);border-radius:10px;padding:1.2rem 1.4rem;font-size:.92rem}
.tag{display:inline-block;background:#EAF2FF;color:var(--royal);font-size:.75rem;font-weight:600;padding:.25em .8em;border-radius:50px;margin:0 .3em .4em 0}
/* forms */
form label{display:block;font-weight:600;font-size:.88rem;color:var(--navy);margin-bottom:1rem}
input,select,textarea{display:block;width:100%;margin-top:.4em;padding:.8em 1em;border:1px solid #CFD8E8;border-radius:10px;font-family:inherit;font-size:.95rem;color:var(--ink);background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid rgba(31,95,191,.25);border-color:var(--royal)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:0 1.2rem}.hp{position:absolute;left:-9999px}
.alert{padding:1em 1.2em;border-radius:10px;margin-bottom:1.2rem;font-size:.93rem}.alert-ok{background:#E8F6EE;color:#17633A;border:1px solid #BFE6CF}.alert-err{background:#FDECEC;color:#8A1C1C;border:1px solid #F4C5C5}
.map{border:0;width:100%;height:100%;min-height:380px;border-radius:var(--r)}
.faq-item{border:1px solid var(--line);border-radius:12px;margin-bottom:.8rem;background:#fff}.faq-item button{width:100%;text-align:left;background:none;border:0;padding:1.1rem 1.3rem;font:600 1rem Montserrat,sans-serif;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between}
.faq-item button::after{content:"+";color:var(--gold3);font-size:1.3rem}.faq-item.open button::after{content:"–"}.faq-item .ans{display:none;padding:0 1.3rem 1.1rem;color:var(--muted)}.faq-item.open .ans{display:block}
.prose{max-width:820px}.prose h2{font-size:1.35rem;margin-top:2rem}
/* footer */
.site-footer{background:var(--navy);color:#B9C6E0;padding:4rem 0 1.5rem;margin-top:0;font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:2rem}.footer-logo{width:150px;margin-bottom:1rem;border-radius:10px}
.site-footer h4{color:#fff;font-size:.95rem;letter-spacing:.05em}.site-footer a{color:#B9C6E0;display:block;padding:.2em 0}.site-footer a:hover{color:var(--gold2)}
.footer-bottom{display:flex;justify-content:space-between;border-top:1px solid rgba(255,255,255,.1);margin-top:2.5rem;padding-top:1.2rem;font-size:.82rem;flex-wrap:wrap;gap:.5rem}.footer-bottom a{display:inline}
.disclaimer{font-size:.75rem;color:#7F8DAB;margin-top:.8rem}
.wa-float{position:fixed;right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 8px 20px rgba(0,0,0,.2);z-index:60}
/* portal / admin */
.auth-wrap{min-height:100vh;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),var(--navy2) 60%,#143F86);padding:2rem}
.auth-card{width:min(420px,100%)}.auth-card .logo{width:150px;margin:0 auto 1rem}.auth-card h2{text-align:center;font-size:1.4rem}
.app{display:grid;grid-template-columns:250px 1fr;min-height:100vh;background:var(--bg)}
.side{background:linear-gradient(180deg,var(--navy),var(--navy2));color:#fff;padding:1.5rem 1rem;display:flex;flex-direction:column}
.side .brand{color:#fff;margin:0 .6rem 2rem}.side .brand small{color:#B9C6E0}.side .brand strong{background:none;color:#fff}
.side nav a{display:block;color:#C7D3EA;padding:.7em 1em;border-radius:10px;font-size:.92rem;font-weight:500;margin-bottom:.2rem}
.side nav a.active,.side nav a:hover{background:rgba(255,255,255,.1);color:#fff}.side nav a.active{box-shadow:inset 3px 0 0 var(--gold)}
.side .bottom{margin-top:auto;font-size:.8rem;color:#8FA0C2;padding:0 1rem}
.app-main{padding:2rem 2.4rem;min-width:0}.app-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:1.6rem;gap:1rem;flex-wrap:wrap}.app-top h1{font-size:1.6rem;margin:0}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.2rem 1.4rem}.stat small{color:var(--muted);font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;font-weight:600}.stat div{font-size:1.15rem;font-weight:700;color:var(--navy);margin-top:.2rem}
.timeline{list-style:none;padding:0;margin:0;position:relative}.timeline li{position:relative;padding:0 0 1.4rem 2.6rem}
.timeline li::before{content:"";position:absolute;left:11px;top:24px;bottom:0;width:2px;background:var(--line)}.timeline li:last-child::before{display:none}
.timeline .dot{position:absolute;left:0;top:2px;width:24px;height:24px;border-radius:50%;border:2px solid #C9D3E6;background:#fff;display:grid;place-items:center;font-size:.7rem;font-weight:800}
.timeline li.done .dot{background:linear-gradient(135deg,var(--royal),var(--navy));border-color:transparent;color:#fff}.timeline li.done::before{background:var(--royal)}
.timeline li.current .dot{background:linear-gradient(135deg,var(--gold2),var(--gold3));border-color:transparent;color:var(--navy);box-shadow:0 0 0 5px rgba(212,175,85,.2)}
.timeline li.refused .dot{background:#B3261E;color:#fff;border-color:transparent}
.timeline strong{color:var(--navy);display:block}.timeline li.pending strong{color:#97A3BA;font-weight:500}.timeline .note{font-size:.85rem;color:var(--muted)}
.table{width:100%;border-collapse:collapse;font-size:.9rem;background:#fff}.table th{text-align:left;font-size:.75rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);padding:.8em 1em;border-bottom:1px solid var(--line);background:#FAFBFE}
.table td{padding:.85em 1em;border-bottom:1px solid var(--line);vertical-align:top}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r)}
.badge{display:inline-block;padding:.2em .75em;border-radius:50px;font-size:.75rem;font-weight:600;background:#EAF2FF;color:var(--royal)}.badge.gold{background:#FBF3DE;color:#8A6A22}.badge.green{background:#E8F6EE;color:#17633A}.badge.red{background:#FDECEC;color:#8A1C1C}
.msg{padding:1rem 1.2rem;border-radius:12px;margin-bottom:.8rem;max-width:80%}.msg.office{background:#fff;border:1px solid var(--line)}.msg.client{background:#EAF2FF;margin-left:auto}.msg small{display:block;color:var(--muted);font-size:.75rem;margin-bottom:.3em}
.checklist li{padding:.35em 0}.mobile-bar{display:none}
/* responsive */
@media(max-width:1080px){.main-nav{gap:1em}.main-nav a{font-size:.85rem}}
@media(max-width:980px){
 .nav-toggle{display:block}.main-nav{position:absolute;top:76px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:1rem 4%;gap:0;border-bottom:1px solid var(--line);display:none;box-shadow:var(--sh)}
 .main-nav.open{display:flex}.main-nav a{padding:.75em 0;border-bottom:1px solid var(--line);font-size:.95rem}.main-nav .btn{margin-top:.8rem;justify-content:center;border:0}
 .hero .container,.feature,.wp-grid{grid-template-columns:1fr}.hero .container{padding:4rem 0}.g3,.g4,.steps{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}
 .app{grid-template-columns:1fr}.side{flex-direction:row;align-items:center;padding:.8rem 1rem;overflow-x:auto}.side .brand{margin:0 1rem 0 0}.side nav{display:flex;gap:.3rem}.side nav a{white-space:nowrap;margin:0}.side .bottom{display:none}.app-main{padding:1.4rem 4%}}
@media(max-width:640px){section.sec{padding:3.5rem 0}.g2,.g3,.g4,.steps,.form-row,.country-chips{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.cta-band{padding:2rem}.hero-card{padding:1.4rem}.msg{max-width:100%}.side .brand span{display:none}}
.nav-sep{height:1px;background:rgba(255,255,255,.1);margin:.6rem .8rem}
.toolbar{display:flex;gap:.6rem;flex-wrap:wrap;align-items:end;margin-bottom:1rem}.toolbar label{margin:0;font-size:.78rem}.toolbar input,.toolbar select{padding:.55em .8em;font-size:.88rem}
.section-title{font-size:1.05rem;margin:0 0 1rem}.mb{margin-bottom:1.5rem}.right{text-align:right}.nowrap{white-space:nowrap}
.inline-form{display:inline}.link-btn{background:none;border:0;color:var(--royal);cursor:pointer;font:inherit;padding:0}
.bar{height:10px;border-radius:6px;background:linear-gradient(90deg,var(--royal),var(--sky))}.bar.gold{background:linear-gradient(90deg,var(--gold3),var(--gold))}
.void-row td{color:#9AA3B5;text-decoration:line-through}.void-row td:last-child{text-decoration:none}
@media print{.side,.no-print,.app-top .btn{display:none!important}.app{display:block;background:#fff}.app-main{padding:0}}
@media(max-width:640px){.app-main .g4,.app-main .g3{grid-template-columns:1fr 1fr;gap:.8rem}.stat{padding:.9rem 1rem}.stat div{font-size:1rem}.app-top h1{font-size:1.35rem}}